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Financial Future Ltd. www.financialfuturenow.com  together with WealthTerra Capital Managment Inc www.wealthterra.com will be providing comprehensive investment advice on-site for employees working in the Fort McMurray and environs.  Since direct contact is not always available, and time is not always on the side of the demanding schedules of oil sands production workers, Financial Future Ltd and WealthTerra Capital Management Inc have collaborated to bring extensive ...

Worried about how long your retirement savings will last?                               

5 reasons to explore annuities

The state of the economy has prompted many of my clients to re-visit their retirement plans. Many are increasingly concerned about outliving their income. If you find yourself worrying about this, here are some excellent reasons to consider ...

Protect your money, your way

Built to help you navigate the road ahead, the Ideal Segregated Funds Signature 2.0 include series that focus on growth, protection, and diversification. Renae can
help select the one that’s right for you. 

Please click on the link below for more information!

Build Solid Financial Future

Cheers, and Thanks!

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Take steps now to reduce probate fees and expenses:  Click on the link below!

Estate Planning Peace of Mind

SEGREGATED VS MUTUAL FUND

                                                                                              MUTUAL FUND                          SEGREGATED FUND

Potential Creditor Protection                          (1)           No                                           *               Yes

Death Benefit Guarantee                                                       No                                                           Yes

Maturity Guarantee                                                                 No                                                                  Yes

Probate Fee bypass                                          (2)           No                                                  (3)             Yes

Estate Fees reduction                                      (2)           No                                                (3)             Yes

Privacy                                                                                         No                                                                    Yes

Avoid Wills Variation Act ...

Protect your home and your family

Most lending institutions offer mortgage life
insurance as part of their mortgage packaging.
But look carefully before you sign on the dotted line.
You could find yourself locked into insurance that
does more to protect your lender than you and
your family.

“You’ve worked hard
to find just the right home
and the right mortgage.
Shouldn’t you ...

MineralFields Flow-Through Limited Partnerships are ideal investments to help investors achieve maximum tax savings with reduced risk to their capital.  Here is a situation where investors benefit from flow-flow through investing:

SITUATION— AN INVESTOR HAS A LARGE RSP

SUGGESTION–Start an RSP meltdown strategy using a MineralFields Flow-Through Limited Partnership

EXAMPLE*

An investor with a $100.000 taxable income currently holds a $250,000 RSP:

Total taxes payable =                                                                       $26,491

Take $25,000 out of ...

Cancer Guard is a guaranteed issue cancer insurance product that covers you for up to $100,000 in the event of a cancer diagnosis. No medical exam is required.

Eligibility

You must:

• be under 65 years of age at the time of purchase
• answer two eligibility questions (coverage up to $25,000)
  • In your lifetime, have you ever been diagnosed with acquired immunodeficiency syndrome (AIDS) or tested positive ...

Forget about the latte factor. What about the yoga factor?  In the last 10 years, there have been a slew of independent spinning, yoga and boxing studios popping up on every corner of the city.  For a gym-goer like myself, they offer a welcome reprieve from my local and totally boring workout classes.

Here’s the problem…at over $20 a pop, ...